Our guidelines are designed to get your loan funded with minimal time wasted.
These guidelines are designed as a road map from the inside of how we make our decisions. Since this money is private and not bank money we have to be extra careful . The reason is very simple; we are not taking 45-90 days to do a complete due diligence and scrubbing of the loan like a bank would perform.
This is what our investors pools, as well as, our 300+ 1st TD buyers look at to fund your loan: 49% on the ability to debt service, 49% on the ability to exit the loan, and 2% on everything else.
Remember one thing: if your loan cannot be funded by a bank today it is hard money regardless of borrower type, assets, LTV, and credit.
Responsive, Straighforward, Quick, and Driving your loan to fund is how we do business today.
